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Canadian Credit Cards - Compare Credit Cards and Apply Online

Canadian Credit Cards* (sorted by popularity)
Company Credit Card Features   Introductory Offer APR Annual Fee
Cycles Balance Transfer APR Purchase APR
American Express® AIR MILES®* Platinum Credit Card Apply for the American Express® AIR MILES®* Platinum Credit Card. Earn 1 reward mile for every $10 in Card purchases, more Apply Now       19.99% $50
MBNA Platinum Plus® MasterCard® - Rate for Life Apply for the MBNA Platinum Plus® MasterCard® - Rate for Life. 3.99% Annual Interest Rate on everything for the life of the balance*, more Apply Now Life of the balance* 3.99%   17.99% $0
MBNA PremierRewards® MasterCard® Apply for the MBNA PremierRewards® MasterCard®. 1% back on all net retail purchases*, more Apply Now       19.99% $0
MBNA WorldPoints® MasterCard® Apply for the MBNA WorldPoints® MasterCard®. 1,000 Bonus WorldPoints after your first purchase*, more Apply Now       19.99% $0

Canadian Credit Cards - Canadian credit cards are those that are issued by Canadian financial institutions or drawn on a Canadian bank. Canadian credit cards are exactly the same as their American counterparts and accepted in all of the same places with the exception that the transactions will all be registered in Canadian funds.

You can obtain Canadian credit cards from all of the major card companies including Visa, Mastercard and American Express. In fact, all of the cards offer their own incentives for luring Canadian customers. They are mostly affiliated with Canadian banks and offer rewards specially targeted for a Canadian clientele. Many Canadian businesses also offer customers their own credit cards. For examples major department stores such as The Bay and Sears offer Canadian credit cards as well as typically Canadian companies such as Canadian Tire and Petro Canada.

Credit cards have become a significant part of our society. We have built a culture around credit where those who do not have a credit history have a hard time getting major loans or mortgages. Credit cards are used as security when renting cars, making hotel bookings or reserving seats at some high-end restaurants. Although it is possible to survive without credit the number of people who exist without any form of credit are few and far between.

Canadian credit cards are not the only form of credit card available as countries all over the world now issue cards relevant strictly for their citizens. With the rise and greater acceptance of credit cards in countries around the world, it is not inconceivable that one day all transaction will be carried out using credit.
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 *Prices, terms, and availability are subject to change. Balance transfer fees may apply. Please check terms and conditions while applying for actual pricing.
 **Standard APR is as Low as 10.99%. See application for Discover® rates, terms and conditions.
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