Pulaski Bank has stormed onto the credit card scene by offering the lowest APR MasterCard® and VISA® Cards that we have seen. If you're currently using a high interest rate card, you could save hundreds of dollars by switching to the cards that give you one of the lowest rates in the nation, a Pulaski Bank MasterCard® or VISA® Card.

Whereas many credit card issuers give you a day payment window - also known as a grace period - Pulaski gives you days to repay your balance for purchases before a finance charge on purchases will be imposed. This is huge for people who use their cards frequently and want to avoid paying late.

Pulaski extends this great low rate to its customers and therefore requires that applicants have a very high credit score before they will approve them. It is important that you don't have a history of bankruptcy or even paying late on your other financial obligations if you hope to be approved for Pulaski Card.

Pulaski Bank has two flavors of card. The lowest rate card carries with it a $ annual fee. The Visa Gold card, however, has a slightly higher rate but no annual fee. So, I would say that if you plan on carrying a balance on the card from month to month then the lower rate card is ideal. Otherwise, if you pay your balances off monthly, you'd be smart to get the Visa card with no annual fee. Either way, if you have excellent credit, you can't go wrong with Pulaski Credit Cards.

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